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	<title>Gem Financial Services</title>
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	<description>Gem Financial News</description>
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		<title>Emergency Budget 2010 at a glance</title>
		<link>http://www.gemfinancialservices.co.uk/wordpress/?p=904</link>
		<comments>http://www.gemfinancialservices.co.uk/wordpress/?p=904#comments</comments>
		<pubDate>Wed, 07 Jul 2010 08:38:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial News]]></category>

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		<description><![CDATA[Were you a winner or a loser?
Take a look at our guide and see how your finances may have  been affected by the emergency Budget.

Emergency Budget 2010 highlights 
Economy 
- Growth is forecast to be 1.2 per cent this year, taking into  account the emergency Budget measures. It is forecast to be 2.3 [...]]]></description>
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		<title>Annuity rule change</title>
		<link>http://www.gemfinancialservices.co.uk/wordpress/?p=902</link>
		<comments>http://www.gemfinancialservices.co.uk/wordpress/?p=902#comments</comments>
		<pubDate>Wed, 07 Jul 2010 08:37:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial News]]></category>
		<category><![CDATA[annuity]]></category>

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		<description><![CDATA[Securing a retirement income
A rule that requires all pension savers to purchase an annuity  by age 75 will cease next year, the government announced on 22 June.  Initially at least, the age will be revised up to 77, with a  consultation process on whether the rule should be removed altogether.

According to the [...]]]></description>
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		<title>Financial foundations</title>
		<link>http://www.gemfinancialservices.co.uk/wordpress/?p=900</link>
		<comments>http://www.gemfinancialservices.co.uk/wordpress/?p=900#comments</comments>
		<pubDate>Wed, 07 Jul 2010 08:37:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial News]]></category>

		<guid isPermaLink="false">http://esmartproducts.co.uk/?p=900</guid>
		<description><![CDATA[We take the time to find out about you
In times of turbulent markets and changing tax legislation, you  want to be certain your future is adequately planned for. That is why,  rather than offering clients an off-the-shelf financial planning  solution, we take the time to find out about you, your current financial [...]]]></description>
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		<title>Open for business</title>
		<link>http://www.gemfinancialservices.co.uk/wordpress/?p=898</link>
		<comments>http://www.gemfinancialservices.co.uk/wordpress/?p=898#comments</comments>
		<pubDate>Wed, 07 Jul 2010 08:36:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial News]]></category>

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		<description><![CDATA[Business taxes given some respite
The Chancellor of the Exchequer, George Osborne MP, said in his  emergency Budget speech that he wants a sign to go up over the British  economy saying ‘Open for Business’.

Commenting, Richard Lambert, Confederation of British Industry  (CBI) Director-General, said there was clear recognition in the Budget  of the role [...]]]></description>
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		<title>Taking control of your existing pensions</title>
		<link>http://www.gemfinancialservices.co.uk/wordpress/?p=896</link>
		<comments>http://www.gemfinancialservices.co.uk/wordpress/?p=896#comments</comments>
		<pubDate>Wed, 07 Jul 2010 08:34:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial News]]></category>
		<category><![CDATA[pensions]]></category>

		<guid isPermaLink="false">http://esmartproducts.co.uk/?p=896</guid>
		<description><![CDATA[Alternative homes for your nest eggs
The Bank of England’s decision to keep interest rates low means  that many savers will now receive virtually no return from their money.  As a result, many will be looking for alternative homes for their nest  eggs. If you are considering building a portfolio of income-producing  [...]]]></description>
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		<title>Lifestyle protection</title>
		<link>http://www.gemfinancialservices.co.uk/wordpress/?p=894</link>
		<comments>http://www.gemfinancialservices.co.uk/wordpress/?p=894#comments</comments>
		<pubDate>Wed, 07 Jul 2010 08:33:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial News]]></category>

		<guid isPermaLink="false">http://esmartproducts.co.uk/?p=894</guid>
		<description><![CDATA[Has your need for protection changed?
Most people fully understand the need to protect their  valuables, but when it comes to protecting their ability to provide for  their loved ones after their death, this can get overlooked. In the  event of your premature death, having the correct level of life  assurance will [...]]]></description>
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		<title>Spreading your investments</title>
		<link>http://www.gemfinancialservices.co.uk/wordpress/?p=892</link>
		<comments>http://www.gemfinancialservices.co.uk/wordpress/?p=892#comments</comments>
		<pubDate>Wed, 07 Jul 2010 08:33:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial News]]></category>

		<guid isPermaLink="false">http://esmartproducts.co.uk/?p=892</guid>
		<description><![CDATA[Risk is an implicit aspect OF investing
When deciding whether to invest, it is important that any  investment vehicle matches your feelings and preferences in relation to  investment risk and return. Hence your asset allocation needs to be  commensurate with your attitude to risk. Another key question to ask  yourself is: ‘How [...]]]></description>
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		<title>Planning your investment strategy</title>
		<link>http://www.gemfinancialservices.co.uk/wordpress/?p=890</link>
		<comments>http://www.gemfinancialservices.co.uk/wordpress/?p=890#comments</comments>
		<pubDate>Wed, 07 Jul 2010 08:33:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial News]]></category>
		<category><![CDATA[dividends]]></category>
		<category><![CDATA[investment]]></category>

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		<description><![CDATA[What are you trying to achieve with your investments?
There are different types of risk involved with investing, so  it’s important to find out what they are and think about how much risk  you’re willing to take. It all depends on your attitude to risk (how  much risk you are prepared to take) [...]]]></description>
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		<title>Protecting Your wealth</title>
		<link>http://www.gemfinancialservices.co.uk/wordpress/?p=888</link>
		<comments>http://www.gemfinancialservices.co.uk/wordpress/?p=888#comments</comments>
		<pubDate>Wed, 07 Jul 2010 08:32:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial News]]></category>

		<guid isPermaLink="false">http://esmartproducts.co.uk/?p=888</guid>
		<description><![CDATA[Valuing an estate for inheritance tax
Helping you protect your wealth is an important part of what we  do, and one thing is certain, you need to plan to protect your wealth  from a potential Inheritance Tax (IHT) liability. Benjamin Franklin once  said that ‘nothing is certain but death and taxes’, and thanks [...]]]></description>
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		<title>Green investors</title>
		<link>http://www.gemfinancialservices.co.uk/wordpress/?p=886</link>
		<comments>http://www.gemfinancialservices.co.uk/wordpress/?p=886#comments</comments>
		<pubDate>Wed, 07 Jul 2010 08:31:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial News]]></category>

		<guid isPermaLink="false">http://esmartproducts.co.uk/?p=886</guid>
		<description><![CDATA[A principled approach
Green investors have been rewarded for their principled  approach after it was revealed that the performance of the ethical funds  sector had improved over the past year.
The latest survey from Moneyfacts showed that ethical investment  funds had enjoyed strong returns over the last 12 months. The Ethical  Investment Research [...]]]></description>
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